International Travelers Payment App, Moreta, Marks Two Years of QR Code Payments for Foreigners Across 14 Countries

Moreta Global Inc., a Y Combinator-backed digital wallet built for QR code payments for foreigners, now operates in 14 countries across Asia and Latin America, including Vietnam, Malaysia, Cambodia, Thailand, Brazil and China, and plans further expansion.

San Francisco, California - September 15, 2026 - Moreta is marking two years of operations providing QR code payments for foreigners traveling across Asia and Latin America, with its wallet now live in 14 countries. Moreta Global Inc. is backed by Y Combinator's Summer 2024 batch. The wallet lets international travelers scan each country's native merchant QR code, converting their balance to local currency at the moment of payment rather than requiring cash, card, or an ATM withdrawal.

The Moreta Pay app connects directly to domestic QR payment rails rather than routing transactions through international card networks. A traveler in Kuala Lumpur pays through DuitNow QR, and a traveler in Ho Chi Minh City pays through VietQR, with each transaction settling directly with the local merchant. Moreta first started enabling payments for foreigners in Asia in countries such as Vietnam, Thailand, Malaysia, Cambodia, and China but is now also growing in popularity in Latin America in countries like Brazil with PIX all in the past year. Users fund their wallets through bank connections via Plaid, European SEPA, UK faster payment bank, Canadian e-Transfer bank transfers or international card top-ups, and the app includes a rate comparison tool showing exchange rates and spending power in the local currency. Identity verification is required, supported by around-the-clock fraud monitoring, real-time account alerts and login anomaly detection.

"We built Moreta so a traveler could walk into a market in Phnom Penh or a coffee shop in Kuala Lumpur and pay exactly the way a local would, scanning the same QR code instead of hunting for an ATM or hoping a card terminal accepts a foreign Visa," said Walid Mahd, Co-Founder and CEO of Moreta. "Reaching 14 countries in our first year tells us that removing cash from the equation is what foreigners actually wanted."

Cross-border card fees and ATM withdrawal charges remain a persistent monetary and convenience cost for travelers in Asia and Latin America, and many merchants outside major tourist corridors cannot accept international cards at all. Moreta routes foreign spending through the same domestic QR infrastructure that local consumers already use every day, which the company frames as a mutual benefit. Travelers get a lower-cost, more reliable way to pay, while local merchants and national payment networks such as VietQR, PIX, ThaiQR, QR Ph and more receive that spending directly rather than losing it to card-network intermediaries or cash that never enters the formal payment system.

"When a foreign visitor pays through VietQR instead of pulling dongs from an ATM, that transaction flows through Vietnam’s own payment rail and reaches the merchant the way any local customer's payment would," Mahd said. "That is the model we want to scale: more confident spending for the traveler, and more of that spending landing inside the local system it was always meant to support."

Moreta said it intends to extend coverage across the rest of Asia and Latin America as we enter 2027, building on the 14-country footprint reached in its first two years. The Moreta app is available for download now, with funding options including US bank deposits connected via Plaid, European SEPA, UK faster payments, Canadian Interac e-Transfer bank transfers and international card top-ups for travelers preparing upcoming trips.

About Moreta

Moreta Global Inc. is a U.S. Delaware corporation providing QR code payments for foreigners through a global digital wallet spanning Asia and Latin America. The company is backed by Y Combinator's Summer 2024 batch. Its founding team, including Walid Mahd and Sam Yu, built the platform around a thesis that the future of global cross-border payments will be processed through local QR rails such as VietQR, KHQR, ThaiQR, DuitNow QR, QR Ph and PIX.

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We Buy NC Land Helps Property Owners Resolve Land Burdened by Back Taxes

We Buy NC Land, operated by Red Clay Acquisitions LLC, warns that North Carolina landowners with unpaid property taxes may face wage garnishment, tax refund seizure, and foreclosure. Tax-burdened vacant land can also be difficult to sell traditionally due to title issues, limited buyer options, and foreclosure deadlines. The company offers direct cash purchases that can incorporate outstanding tax balances into the closing process.

RALEIGH, N.C. - September 15th, 2026 - Unpaid property taxes on vacant land can escalate further than many North Carolina landowners expect. Under North Carolina General Statutes, county tax collectors can pursue delinquent property taxes through wage garnishment, seizure of state income tax refunds and lottery winnings, and ultimately foreclosure on the property itself — remedies that apply to vacant and unused land the same as any other real estate. Red Clay Acquisitions LLC, operator of We Buy NC Land, says landowners carrying tax-burdened vacant parcels often underestimate how quickly these situations can escalate, particularly for land they rarely think about or visit.

“A piece of vacant land that nobody’s paying attention to is exactly the kind of property where back taxes can quietly pile up for years,” said Dallas Alford, of Red Clay Acquisitions LLC. “By the time someone realizes how much is owed, or gets a foreclosure notice, the situation feels a lot more urgent than it needed to.”

How North Carolina’s Tax Collection Process Works

Red Clay Acquisitions says understanding the mechanics of North Carolina’s tax collection process helps explain why unpaid taxes on vacant land deserve more attention than owners often give them:

Property taxes become delinquent on a fixed statewide schedule. Real estate taxes for a given year typically become past due in early January of the following year, with interest beginning to accrue immediately — meaning a bill that feels easy to postpone starts accumulating cost right away.

North Carolina counties have multiple collection tools. Beyond simply billing for the unpaid amount, North Carolina law allows counties to garnish wages, seize state tax refunds and lottery winnings, and pursue formal foreclosure — both through an In Rem process under N.C. Gen. Stat. § 105-375 and a judicial process under § 105-374.

North Carolina does not sell tax lien certificates. Unlike many states, North Carolina does not allow investors to purchase tax lien certificates against a property. Instead, if taxes go unpaid long enough, the county itself pursues foreclosure and the property is sold at auction to satisfy the debt — a process that, once initiated, moves toward a fixed public sale.

Delinquent taxpayer lists are public record. Counties are required to publish notice of delinquent taxpayers, and in larger counties, tens of thousands of property owners can appear on a single list in a given year — underscoring how common this situation actually is, even though individual owners often feel like their situation is unique or embarrassing.

“People often assume a tax problem on a piece of land they inherited or forgot about is a minor, quiet issue,” Alford said. “In reality, the county has real enforcement tools, and the list of who owes taxes is public information published every year. This isn’t a situation that resolves itself by ignoring it.”

Why Tax-Burdened Land Is Especially Hard to Sell Traditionally

Red Clay Acquisitions says vacant land with back taxes owed faces specific obstacles in a conventional real estate sale:

Traditional buyers and lenders are wary of tax liens. A property with an outstanding tax lien creates title complications that most conventional buyers, and virtually all mortgage lenders, aren’t willing to navigate — narrowing the pool of potential buyers significantly.

Owners often don’t have cash on hand to pay off the balance before selling. Ironically, the same financial pressure that led to the tax delinquency in the first place can make it difficult for an owner to pay off the balance before a traditional sale could even close.

Time pressure increases once foreclosure begins. Once a county has docketed a judgment and begun the foreclosure process, the timeline for a traditional sale process — listing, showings, negotiating, closing — often doesn’t move fast enough to resolve the situation before a public auction occurs.

“This is exactly the kind of situation where a fast, direct sale makes the most practical sense,” Alford said. “A traditional listing process can take months. A landowner facing an active tax problem often doesn’t have months to work with.”

How Red Clay Acquisitions Approaches Tax-Burdened Properties

The company says it purchases land regardless of outstanding tax liens, working directly with the seller and the closing title company to resolve the tax balance as part of the transaction, typically using proceeds from the sale itself to satisfy what’s owed. This removes the need for an owner to come up with cash to pay off back taxes before selling.

“We’re not asking sellers to fix the tax situation before we’ll talk to them,” Alford said. “We build the tax payoff into the closing process itself, so a landowner isn’t stuck trying to solve a cash problem with cash they don’t have.”

What Landowners Should Know

Red Clay Acquisitions recommends landowners carrying tax-burdened property:

• Check their county’s delinquent tax status directly, since interest accrues from the delinquent date regardless of whether the owner has received or noticed a bill.
• Understand that North Carolina counties can pursue wage garnishment and refund seizure, not just foreclosure, meaning a tax problem on vacant land can affect an owner’s broader finances.
• Act before a foreclosure judgment is docketed, since options narrow considerably once a formal foreclosure proceeding is underway.
• Explore a direct cash sale as an option when funds aren’t available to pay off the balance, since this avoids the need to resolve the tax debt independently before a sale can occur.

About Red Clay Acquisitions LLC

Red Clay Acquisitions LLC, operator of We Buy NC Land, is a North Carolina-based land acquisition company that purchases vacant land directly from property owners throughout the state, including parcels with back taxes or other tax burdens. The company offers fair cash offers, flexible closing timelines, and a commission-free selling process for landowners across more than 100 North Carolina counties. Landowners interested in a free, no-obligation cash offer can visit www.webuyncland.biz or call (984) 339-1562.

Media Contact: Red Clay Acquisitions LLC 3809 La Costa Way, Raleigh, NC (984) 339-1562 [press contact email] https://www.webuyncland.biz/

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Interim CFOs Cost Significantly Less Than Founders Assume, K-38 Consulting Data Shows

K-38 Consulting reports that interim and fractional CFO services can cost significantly less than hiring a full-time CFO, particularly during leadership transitions, fundraising, M&A, or periods of rapid growth. With fully loaded full-time CFO costs potentially reaching $350,000 to $500,000 annually, interim support can provide experienced financial leadership at a lower commitment. The firm recommends matching CFO support to the company’s actual needs and timeline.

RALEIGH, N.C. - September 15th, 2026 - Business owners facing a sudden CFO vacancy, a leadership transition, or a company that has simply outgrown a controller often assume the only real fix is an expensive full-time executive search. K-38 Consulting says the cost comparison tells a very different story. A full-time CFO in 2026 typically commands $250,000 to $400,000 in base compensation, with fully-loaded costs — including bonus, equity, and benefits — often reaching $350,000 to $500,000 annually, according to Robert Half’s 2026 Salary Guide. By comparison, interim and outsourced CFO engagements typically run $15,000 to $35,000 per month, putting the total cost of a defined-period engagement at roughly 50% to 80% less than a full-time hire.

“Founders hear ‘CFO’ and immediately think six-figure salary plus equity plus a lengthy search process,” said Dallas Alford IV, CPA, Founder of K-38 Consulting. “For a defined need — covering a departure, getting through a fundraise, stabilizing the finance function while a permanent hire is found — that math almost never makes sense. The interim and outsourced model exists specifically to solve that mismatch.”

What the Real Cost Comparison Looks Like

Beyond the base compensation gap, K-38 Consulting says the full cost of a permanent CFO hire includes several expenses businesses frequently underestimate when comparing their options:

Equity dilution. A full-time CFO hire, particularly at a venture-backed company, typically requires a meaningful equity grant on top of cash compensation — a cost that doesn’t appear on a compensation spreadsheet but represents real value given up.

Search and recruiting fees. A retained executive search for a permanent CFO commonly costs 25% to 38% of first-year total compensation, adding tens of thousands of dollars in fees before the new hire’s salary is even paid.

Severance exposure. A full-time executive hire that doesn’t work out — whether due to a skills mismatch or a change in company direction — often carries severance obligations that add further cost to an already expensive commitment.

Benefits load. Health insurance, retirement contributions, and other standard benefits typically add another 20% to 30% on top of base salary for a full-time hire, a cost interim and fractional engagements don’t carry in the same way.

“When you add up the full cost — not just the salary line, but the equity, the search fee, the benefits, the severance risk — the gap between a permanent hire and an interim or fractional engagement is even larger than most founders expect,” Alford said.

When the Interim Model Makes the Most Sense

K-38 Consulting says interim CFO engagements are best suited to specific, defined situations rather than as a permanent substitute for in-house finance leadership:

CFO departures. When a CFO leaves unexpectedly, an interim CFO can step in immediately to maintain continuity with investors, lenders, and the finance team while a permanent search takes place — typically averaging several months to complete.

Fundraising and M&A processes. Founders navigating a capital raise or acquisition process often need experienced, senior-level financial leadership for a defined window, without committing to a permanent hire before the outcome of the process is known.

Outgrowing a controller. A common trigger for interim or fractional CFO engagement is a business whose financial complexity has outgrown what a controller can manage strategically, but that isn’t yet ready to commit to a full-time CFO salary.

Leadership transitions. Parental leave, medical leave, or other planned absences of a CFO create a natural fit for interim coverage, since the engagement has both a clear start and a clear end.

“The interim model works because it matches the cost structure to the actual shape of the need,” Alford said. “A defined, temporary gap doesn’t require a defined, permanent solution — and businesses that make that mistake often end up paying for capacity they didn’t actually need long-term.”

What K-38 Consulting Recommends

Based on the patterns it sees across engagements, K-38 Consulting recommends business owners evaluating their CFO options:

• Match the engagement model to the actual need. A temporary gap calls for interim support; an ongoing but part-time need calls for a fractional CFO; a permanent, full-time need calls for a direct hire — conflating these categories is where cost mismatches happen.

• Calculate the fully-loaded cost of a permanent hire before comparing options, including search fees, equity, benefits, and severance exposure, not just base salary.

• Set a clear timeline and exit plan for interim engagements, since interim CFO support works best with a defined endpoint rather than functioning as an indefinite placeholder.

• Use an interim engagement to inform the permanent hire, when one is needed. An interim CFO who understands the business can often help shape a more accurate job description and candidate profile for a permanent search.

How K-38 Consulting Supports Businesses in Transition

K-38 Consulting provides fractional CFO and outsourced CFO services designed to match the scope and duration of a business’s actual need, whether that’s ongoing part-time strategic support or a defined engagement covering a specific transition. The firm’s approach centers on giving businesses access to senior, startup-experienced CFO talent without the overhead of a full-time executive hire until — or unless — that level of commitment is genuinely justified by the business’s financial complexity.

“Our job isn’t to convince every client they need a permanent CFO,” Alford said. “It’s to give them the right level of financial leadership for where they actually are, and to be honest with them about when that changes.”

About K-38 Consulting

K-38 Consulting provides fractional and outsourced CFO services, controller services, and tax strategy — including R&D tax credit and cost segregation services — to startups and midsize businesses across the country. The firm serves clients in SaaS, biotech, healthcare, law, ecommerce, CPG, construction, and real estate, delivering the financial leadership, forecasting tools, and strategic guidance typically available only to companies with a full in-house finance team. K-38 Consulting is headquartered in Raleigh, North Carolina, with clients nationwide.

Media Contact: K-38 Consulting 3809 La Costa Way, Raleigh, NC 27610 (910) 262-4412 [info@k38consulting.com] https://k38consulting.com

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Bread Loaf analysis: Klaviyo’s Composer AI signals shift from email and SMS platform to intelligent B2C CRM

“The biggest opportunity with Composer isn’t using AI to write emails faster. It’s giving marketers an intelligence layer that can find opportunities inside their customer data before they even know what to ask.” -- Mark Milutin, Founder/CEO, BreadLoaf

BreadLoaf founder Mark Milutin examines K:BOS 2026 updates to Composer, the Klaviyo Data Platform and headless access, and what they signal for the broader B2C marketing technology market. https://www.linkedin.com/pulse/kbos-2026-you-still-think-klaviyo-email-tool-youre-already-milutin-8utff

Costa Mesa, California - September 15, 2026 - BreadLoaf, an ecommerce growth and retention agency and longtime Klaviyo partner, has published a new analysis examining how product announcements made at K:BOS 2026 could expand Klaviyo’s role beyond email and SMS marketing and further into the enterprise B2C customer relationship management market.

The analysis focuses primarily on Composer, Klaviyo’s AI marketing agent, along with new SQL access within the Klaviyo Data Platform, expanded Model Context Protocol connectivity, personalization capabilities and Klaviyo’s announcement that its platform is becoming headless.

Together, the developments reflect Klaviyo’s broader positioning as what the company now describes as an “autonomous B2C CRM,” moving the platform closer to the customer data, AI-powered decisioning and cross-channel orchestration categories occupied by platforms including Adobe, Braze, HubSpot and Salesforce.

“Klaviyo is moving from being a system marketers primarily use to execute campaigns into a platform that can increasingly help analyze the business, identify an opportunity and build the next action,” said Mark Milutin, founder and managing partner of Bread Loaf. “Composer is important because the value of AI in marketing is no longer just generating content faster. The bigger opportunity is using AI to reason across first-party customer data and surface insights that a marketer may not have found on their own.”

Composer adds an intelligence layer to Klaviyo customer data

At K:BOS 2026, Klaviyo announced new SQL capabilities within the Klaviyo Data Platform. The functionality allows marketers to ask questions about customer and marketing data in natural language through Composer, with Klaviyo translating those questions into SQL queries against the underlying data.

This expands Composer beyond campaign generation and account auditing toward a model in which an AI agent can help analyze customer behavior, campaign performance, product data and segmentation from within the same platform used to execute marketing.

During the keynote, Klaviyo demonstrated Composer evaluating a planned promotional campaign and identifying a large group of customers who had historically purchased without discounts. The agent could then separate audiences and prepare campaign variations based on those behavioral differences.

For Bread Loaf, that example represents a broader change in how AI may be used by marketing teams.

Rather than asking an AI system only to write an email or summarize performance, marketers can increasingly ask questions such as which customers require an incentive to convert, which behaviors correlate with churn, or which audience groups are performing below established benchmarks.

Klaviyo expands beyond a traditional marketing interface

The K announcements also included expanded API and MCP access as Klaviyo moves toward a headless model.

During his keynote, Klaviyo co-founder and co-CEO Andrew Bialecki stated, “Today, we are officially declaring that Klaviyo is headless.”

The shift is designed to make Klaviyo functionality accessible programmatically and through external AI interfaces rather than requiring every workflow to begin inside the Klaviyo user interface.

That approach has strategic implications for the wider marketing technology market. Adobe, Braze, HubSpot and Salesforce are also investing in platforms that combine customer data, artificial intelligence, personalization, marketing automation and cross-channel engagement.

Bread Loaf’s analysis argues that Klaviyo’s K 2026 roadmap places the company more directly within that broader competitive category, particularly for consumer brands seeking to connect customer data with marketing and service execution.

AI may also change the role of marketing agencies

The analysis also examines what increasingly capable AI platforms could mean for agencies and internal marketing teams.

As campaign creation, segmentation, reporting and other production tasks become easier to automate, Bread Loaf expects strategic interpretation to represent a larger share of the value provided by outside partners.

“The value is moving higher up the stack,” Milutin said. “Execution still matters, but agencies will increasingly be evaluated on whether they can understand the economics of the business, interpret the customer data, identify the opportunity and build the right experiment around it.”

Bread Loaf has worked within the Klaviyo ecosystem since 2016 and participated as a sponsor at K 2026. Milutin also participated in Klaviyo’s Partner Advisory Council surrounding the event.

The complete Bread Loaf analysis, including additional discussion of Composer, Customer Agent, personalization and Klaviyo’s headless platform strategy, is available in the original LinkedIn article: Full analysis

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Dhalla Group of Companies Named Company of the Year by Hotelier Magazine's 2026 Pinnacle Awards

One of Canadian hospitality's highest honours recognizes a Canadian-owned hospitality group defined by resilience, courage, disciplined expansion and purpose-driven growth

MISSISSAUGA, ON - September 15, 2026 - The Dhalla Group of Companies, a premier Canadian hospitality, development and investment firm led by CEO and President Dr. Ruby Dhalla, has been selected as the recipient of Hotelier magazine's prestigious 2026 Pinnacle Award for Company of the Year, recognizing the organization's leadership, growth and contribution to Canada's hospitality industry.

Presented by Hotelier magazine and Kostuch Media Ltd., the Pinnacle Awards honour companies and leaders making an exceptional impact through innovation, achievement, leadership and community inv22olvement.

Often described as the "Academy Awards" of Canada's hospitality industry, the Pinnacle Awards represent one of the sector's highest and most coveted distinctions.

“All of this year’s winners are defined by the ability to adapt, innovate and grow in response to changing market demands. KML is proud to welcome these companies and individuals to our circle of winners and congratulate them for continuing to set new benchmarks for success, proving that a strong business foundation paired with a passion for hospitality can lead to incredible achievements,” said Rosanna Caira, editor and publisher of Foodservice and Hospitality and Hotelier magazines.

"I am humbled, thankful to God and filled with gratitude," said Dr. Dhalla. "I am profoundly grateful to my Mother, our exceptional team and my fellow hoteliers for their trust and support."

"This recognition honours the vision upon which our company was founded and the people who continue to move that vision forward. Teamwork truly makes the dream work, and this award belongs to everyone across our organization who dares to dream boldly and works relentlessly to turn ambitious ideas into reality."

A Legacy Transformed into Momentum

The Dhalla Group's story began with the late Dr. Neil Dhalla, a visionary entrepreneur, physician and philanthropist whose journey as the son of a single mother took him from bellman in Winnipeg, Manitoba, to hotel owner in Canada and the United States. He built his company and lived his life according to three enduring values: integrity, honesty and hard work. His philosophy reflected the message of The Secret: Ask for it. Believe it. Receive it.

Following the sudden and devastating loss of her brother, Dr. Ruby assumed leadership of Dhalla Group. She stepped forward determined not only to protect his legacy, but to build a bold future worthy of his vision.

"The loss of my brother changed every part of my life," said Dr. Dhalla. "Leading the company became more than a responsibility. It became a promise to my family, our team and our stakeholders that his vision and values would continue."

"I learned that resilience is not simply surviving what happens to you. It is finding the courage to transform loss into purpose, purpose into action and action into impact."

Under Dr. Dhalla's leadership, the Group has emerged as one of North America's fastest-growing organizations across healthcare, real estate and hospitality. It has expanded its hospitality presence, strengthened its operating platform and advanced a growth strategy centred on rigorous underwriting, operational excellence, active asset stewardship and long-term value creation.

Building with Purpose

"For Dhalla Group, performance and purpose are inseparable. Success is measured not only by the assets we acquire, but by the opportunities we create, the people we empower and the communities we strengthen. Strong investments create financial value. Strong values create a legacy," said Dr. Dhalla.

The Group is proud to support individuals, organizations and initiatives addressing domestic violence, mental health, addiction treatment and mentorship for young entrepreneurs.

From Parliament to the Boardroom

Dr. Ruby brings a rare combination of business leadership, public service and international perspective to the hospitality industry.

An inspiring public speaker and former three-term Member of Canada's House of Commons, she made history as the first woman of Indian origin elected to Parliament in the Western world. Most recently, she returned to the national stage as a candidate for Leader of the Liberal Party of Canada and Prime Minister of Canada. Her journey from Parliament to the boardroom has established her as an influential voice on entrepreneurship, hospitality investment, resilient leadership, women in business and transforming adversity into opportunity.

"Leadership is truly revealed when the stakes are high, the road is uncertain and others are depending on you," said Dr. Dhalla. "True leaders transform adversity into action, courage into opportunity and success into a platform that lifts others."

A results-driven entrepreneur, Dr. Dhalla asks boldly, believes fiercely and executes relentlessly - transforming adversity into opportunity, vision into enterprise and barriers into breakthroughs. From shattering glass ceilings in Parliament to driving growth in corporate boardrooms, her journey proves that courage, conviction and purpose can make the impossible possible.

As a keynote speaker at leadership, business and hotel conferences, she has inspired audiences with her journey, insights and conviction that the impossible can be made possible. Her forthcoming book will reveal the defining lessons of a life spent breaking barriers, building businesses and proving that when purpose is matched by relentless action, limits disappear.

The Next Chapter

Being named Company of the Year represents an important milestone for Dhalla Group as the organization continues to evaluate strategic acquisitions and development opportunities across North America and selected international markets, including India and the UAE.

"This award is more than recognition - it is a call to dream bigger, lead more courageously and open doors for others," said Dr. Dhalla.

"To every entrepreneur, hotelier, woman leader and young person carrying a dream: never allow adversity to write the ending of your story. Lead with integrity. Stand firm in your convictions. Surround yourself with people who believe in your vision - and then work relentlessly to make it real."

"What seems impossible today may become the achievement that inspires others and the legacy you leave tomorrow."

The award will be formally presented at the 37th Annual Pinnacle Awards Gala Luncheon on December 4, 2026, at Toronto's landmark Fairmont Royal York Hotel.

Dhalla Group extends its heartfelt appreciation to Hotelier magazine, Kostuch Media Ltd., the Pinnacle Awards judging panel and every employee and supporter who contributed to this achievement.

About The Dhalla Group

The Dhalla Group is one of North America's fastest-growing companies in hospitality and healthcare. Founded by the late Dr. Neil Dhalla and led today by CEO and President Dr. Ruby Dhalla, the Group combines entrepreneurial agility with institutional discipline - applying rigorous underwriting, hands-on asset management and operational excellence to build resilient businesses and create enduring value.

With an established presence across Canada and the United States and relationships with globally recognized brands including Marriott, Hilton, IHG and Hyatt, Dhalla Group is strategically positioned to continue its growth trajectory through strategic acquisitions.

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VYBRATIONAL KREATORS Turns Ambition Into Streetwear With the Kreator Mentality™ Oversized Hoodie

KREATOR MENTALITY OVERSIZED HOODIE

The Kreator Mentality™ Oversized Hoodie brings Vybrational Kreators’ philosophy of purpose, discipline, creativity, and self belief into a heavyweight statement piece designed for everyday streetwear.

WOODBRIDGE, Virginia - September 14, 2026 - Before an idea becomes a business, a song, a collection, a career, or something capable of changing a person's life, it begins in the mind.

That belief sits at the center of the Kreator Mentality™ Oversized Hoodie, one of the statement pieces from independent fashion and lifestyle brand Vybrational Kreators.

The hoodie represents an increasingly important part of the company's identity: fashion built around mentality as much as appearance.

Vybrational Kreators describes the Kreator Mentality concept around purpose, discipline, and the determination to create something greater than oneself. The oversized hoodie translates those ideas into a heavyweight streetwear piece featuring an oversized silhouette, drop shoulders, all over graphics, ribbed trims, and reinforced construction.

For VK, the product represents something larger than another addition to its hoodie catalog.

It helps answer a fundamental question about the brand.

What is a Kreator?

The Mentality Comes Before the Creation

The spelling has always been intentional.

Vybrational Kreators does not define a Kreator simply as someone working in a traditionally creative profession.

A Kreator can be an entrepreneur.

An artist.

A student.

A designer.

An executive.

A musician.

An athlete.

A person rebuilding their life.

Someone pursuing an idea other people do not yet understand.

The common denominator is mentality.

Creating something requires the ability to see beyond current circumstances and continue working toward an outcome that may not exist yet.

That process requires more than creativity.

It requires discipline.

Consistency.

Patience.

Confidence.

And the willingness to continue when the excitement surrounding an initial idea disappears.

The Kreator Mentality™ concept gives Vybrational Kreators a way to express those ideas through fashion.

More Than a Logo on a Hoodie

The streetwear market contains no shortage of hoodies.

That makes differentiation increasingly difficult.

A company can change a logo, introduce another color, print another graphic, and technically create a new product.

Vybrational Kreators is taking a different approach with Kreator Mentality.

The objective is to connect the garment to an idea consumers can identify with.

According to the product specifications, the hoodie uses a premium heavyweight cotton blend with a soft touch finish. Its relaxed silhouette incorporates drop shoulder construction, high definition all over graphics, ribbed cuffs and hem, and reinforced construction intended for regular wear.

Those physical characteristics create the product.

The mentality creates its identity.

That distinction matters as Vybrational Kreators works to develop recognizable collections rather than disconnected pieces of merchandise.

The Rise of Oversized Streetwear

The oversized silhouette has become an important component of contemporary streetwear because it changes both how a garment fits and how it presents visually.

Kreator Mentality embraces that profile.

The dropped shoulder construction creates a relaxed shape, while the heavyweight material gives the garment more structure and presence.

The result allows the hoodie to function as the central piece of an outfit rather than simply another layer.

Vybrational Kreators offers the garment across an unusually broad size range, from 2XS through 6XL. The company also provides individual chest, waist, and hip measurements through its sizing information.

That range supports another important component of the VK identity.

The Kreator mentality is not supposed to belong to one body type.

Fashion for People Building Something

One of the strongest opportunities surrounding the Kreator Mentality collection is the audience it represents.

There is an entire generation attempting to build.

Businesses are being started from bedrooms.

Music is being recorded in home studios.

Creators are developing audiences through phones.

Independent designers can launch collections without traditional fashion infrastructure.

Students are learning skills online.

Entrepreneurs are developing companies before the people around them fully understand what they are building.

The barriers between consumer and creator have changed.

More people have access to the tools required to make something.

The harder challenge is developing the mentality required to continue.

That is where the name Kreator Mentality becomes relevant.

It describes the person before describing the clothing.

Purpose Over Average

Vybrational Kreators explicitly positions the Kreator Mentality collection for people it describes as leaders, visionaries, and those unwilling to settle for average.

That language connects directly with the broader brand philosophy VK has been developing.

Several Vybrational Kreators collections already revolve around concepts rather than conventional product names.

Ascension Protocol suggests progression.

Protect Your Energy centers personal boundaries and awareness.

Kreator Reign communicates confidence.

Kreator Chaos embraces a more disruptive creative identity.

Kreator Luxe extends the company toward elevated fashion and accessories.

Kreator Mentality addresses what happens internally.

Together, those collections are creating a vocabulary around the company.

That vocabulary may ultimately become one of Vybrational Kreators' strongest differentiators.

Wear Your Energy. Create Your Frequency.

Vybrational Kreators closes the Kreator Mentality product presentation with a phrase that increasingly summarizes the company's philosophy:

“Wear Your Energy. Create Your Frequency.”

It connects fashion with psychology.

What someone wears can influence how they present themselves.

Presentation can influence confidence.

Confidence can influence behavior.

And behavior repeated consistently can influence outcomes.

That does not mean a hoodie creates success.

It means clothing can become symbolic of the mentality someone is attempting to maintain.

Athletes wear uniforms.

Executives develop professional wardrobes.

Artists build visual identities.

People dress differently for important moments because clothing can help establish how they want to enter an environment.

Vybrational Kreators is applying a similar idea to streetwear.

The garment becomes a reminder.

Heavyweight Construction for Everyday Wear

The philosophy would mean considerably less if the physical product were ignored.

Vybrational Kreators has therefore positioned the Kreator Mentality hoodie around both visual expression and construction.

The product page specifies heavyweight cotton blend fabric, reinforced stitching, fade resistant VK graphics, ribbed cuffs and hem, and a soft touch finish. The hoodie is designed for layering, movement, and year round wear.

The oversized silhouette also provides multiple styling options.

It can be paired with relaxed pants for a full streetwear presentation.

It can work with denim.

It can be layered beneath outerwear.

It can become part of a coordinated sneaker driven outfit.

Or it can be worn independently as the primary visual element.

That flexibility is important for a product designed around everyday use.

A $101.50 Statement Piece

The Kreator Mentality™ Oversized Hoodie is currently listed at $101.50, positioning it above mass market basics and within the more premium portion of Vybrational Kreators' streetwear catalog.

That price also creates expectations.

Consumers purchasing premium independent streetwear increasingly evaluate more than graphics.

They look at construction.

Fit.

Fabric.

Presentation.

Sizing.

Customer experience.

Brand identity.

And whether the product feels connected to something they actually want to represent.

Vybrational Kreators is attempting to bring those elements together rather than competing solely on price.

The Kreator Mentality hoodie provides a clear example of that strategy.

Building a Brand People Can Understand

As Vybrational Kreators grows, one of its biggest opportunities is making the meaning behind the company immediately understandable.

A recognizable logo is valuable.

A recognizable philosophy can be even more powerful.

The company's own story describes Vybrational Kreators as being founded by Elijah McNear around the belief that what people wear can affect how they feel and, in turn, what they create.

Kreator Mentality puts that philosophy directly into product form.

Someone does not have to be familiar with every VK collection to understand the concept.

The name communicates it.

Kreator Mentality.

Think like someone who creates.

Move like someone who creates.

Develop the discipline required to create.

Then build.

The Hoodie as a Conversation Starter

Statement fashion has an advantage over basic clothing: people notice it.

The all over graphics of the Kreator Mentality hoodie give the garment an opportunity to create that reaction.

Someone sees the design.

They notice the name.

They ask what Kreator Mentality means.

That question creates an opening for the larger Vybrational Kreators story.

This is particularly important for an independent fashion company trying to establish recognition in a crowded digital marketplace.

Products themselves can become discovery mechanisms.

A customer wearing VK becomes another place where someone can encounter VK.

A distinctive product therefore has value beyond the transaction that originally placed it in someone's wardrobe.

It can carry the brand into environments advertising cannot always reach.

From Streetwear to a Mindset

The long term opportunity for Kreator Mentality™ extends beyond one hoodie.

The concept is broad enough to become an identifiable pillar within the Vybrational Kreators universe.

Because mentality is not seasonal.

Ambition is not limited to one fashion cycle.

Discipline does not disappear when a trend changes.

The desire to build something meaningful is not exclusive to one generation.

Those ideas give the collection room to evolve while retaining its central message.

New garments can change.

Graphics can evolve.

Silhouettes can change.

Colors can change.

But the underlying concept can remain recognizable.

That is how a product concept begins developing into intellectual territory a brand can own.

The Kreator Is the Customer

Ultimately, the most important element of the Kreator Mentality collection is not the hoodie.

It is the person wearing it.

Vybrational Kreators is building around the idea that its customers are active participants in their own stories rather than passive consumers of fashion.

They are creating careers.

Creating businesses.

Creating art.

Creating opportunities.

Creating relationships.

Creating better circumstances.

Creating the next version of themselves.

The hoodie gives that mentality a uniform.

And that may be the clearest expression yet of what Vybrational Kreators is trying to become.

Not simply a company that sells people something to wear.

A fashion brand that gives its customers something to identify with.

Because before anything meaningful is created, someone has to develop the mentality to create it.

About Vybrational Kreators

Vybrational Kreators is an independent fashion and lifestyle company founded by Elijah McNear and centered on creativity, individuality, confidence, energy, and personal expression. The company develops premium streetwear, apparel, footwear, handbags, accessories, and original fashion concepts through an expanding portfolio of collections. Vybrational Kreators describes its founding philosophy around the relationship between what people wear, how they feel, and what they create. Through collections including Kreator Mentality™, the company continues developing fashion designed to connect clothing with the broader identity of the people wearing it.

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The Monarch Could Become the Handbag That Defines VYBRATIONAL KREATORS

THE MONARCH - VYBRATIONAL KREATORS

With The Monarch, Vybrational Kreators is developing more than another fashion accessory. The Kreator Luxe handbag represents the company’s effort to create a recognizable signature product as the independent brand expands into a broader fashion and lifestyle business.

WOODBRIDGE, Virginia - September 14, 2026 - Every fashion brand eventually faces an important question: What product will make people remember the name?

For Vybrational Kreators, one answer may be The Monarch.

The statement handbag from the company's expanding Kreator Luxe collection represents a different stage in the development of Vybrational Kreators. Known for building a catalog around expressive apparel, streetwear, footwear and accessories, VK is increasingly extending its creative identity into fashion categories capable of reaching a broader customer base.

The Monarch is part of that expansion.

With its structured silhouette, black and white signature pattern, contrasting handles and gold tone hardware, the handbag is designed to be immediately noticeable.

But its importance to Vybrational Kreators extends beyond appearance.

The Monarch gives the company something every growing fashion brand needs: a product with the potential to become closely associated with its name.

Why Signature Products Matter

Consumers rarely remember every product a fashion company releases.

They remember the pieces that define it.

For an independent brand working to establish recognition, creating a signature product can be particularly valuable.

A recognizable item becomes an entry point.

Someone sees the handbag.

They ask about it.

They search for it.

They discover the company.

Then they encounter everything else the brand has created.

That discovery cycle is increasingly important in a fashion marketplace driven by social media, digital advertising, creator content and online shopping.

Vybrational Kreators is developing The Monarch with the visual characteristics needed to stand apart within that environment.

The goal is not simply to place another handbag in an already crowded market.

The larger opportunity is to create a bag that people begin associating directly with Vybrational Kreators.

The Monarch Makes Its Presence Known

The Monarch does not rely on subtlety.

Its structured trapezoidal silhouette provides the foundation for a bold exterior pattern that gives the handbag its distinctive character.

Dark handles create contrast against the patterned body, while gold tone hardware introduces an elevated finishing detail.

The combination creates a handbag that can become a focal point rather than simply supporting the rest of an outfit.

That approach is consistent with the broader Vybrational Kreators design philosophy.

VK has repeatedly developed products around statement graphics, recognizable terminology and collection identities.

Kreator Chaos.

Ascension Protocol.

Protect Your Energy.

Kreator Reign.

Kreator Luxe.

The Monarch translates that same philosophy into a different fashion category.

Instead of putting the statement on a hoodie or T shirt, the handbag itself becomes the statement.

Where Kreator Luxe Fits Into the VK Story

The development of Kreator Luxe represents an important expansion for Vybrational Kreators.

Streetwear gave the company a foundation for experimenting with graphics, concepts, colors and expressive design.

Kreator Luxe gives VK room to explore another side of fashion.

Handbags and accessories can reach consumers differently from apparel.

A customer may change shirts, jackets and shoes throughout the week while repeatedly carrying the same handbag.

That gives an accessory a unique role in establishing brand visibility.

The Monarch was designed to occupy that space.

Its larger structured design makes it suitable for carrying everyday essentials while maintaining the appearance of a statement accessory.

For Vybrational Kreators, that balance between function and presentation is important.

A signature handbag cannot simply photograph well.

People have to be able to use it.

A Bag Designed for More Than One Setting

The Monarch is designed around versatility.

Its approximately 15 inch width gives it substantial carrying capacity, while multiple interior compartments provide organization for everyday belongings.

That allows the handbag to move through different parts of a customer's day.

Work.

Meetings.

Travel.

Shopping.

Dinner.

Events.

Everyday errands.

The same handbag can occupy several of those environments.

That versatility broadens the potential relationship between the customer and the product.

Instead of becoming an accessory reserved for occasional use, The Monarch is designed to become part of a wardrobe.

And repeated use creates something valuable for a growing fashion company: repeated visibility.

The New Vybrational Kreators Customer

The Monarch also reveals something about the direction of the Vybrational Kreators customer base.

VK is developing products for consumers who do not necessarily fit into one fashion category.

Someone can appreciate streetwear and luxury accessories.

Someone can wear graphic apparel one day and choose a more elevated look the next.

A professional can still want something expressive.

An entrepreneur can still want fashion with personality.

A consumer does not have to choose between individuality and sophistication.

The Monarch gives Vybrational Kreators an opportunity to speak to that customer.

The bag is not designed around disappearing into conventional expectations.

It is designed around carrying confidence into them.

From a Product to a Conversation

Fashion products become particularly valuable when they create conversation.

The Monarch's design gives Vybrational Kreators an opportunity to generate that type of organic discovery.

A distinctive handbag can be noticed across a restaurant.

It can appear in a photograph.

It can become part of a travel outfit.

It can show up in a social media video.

It can sit beside someone during a business meeting.

Every appearance creates another potential introduction to the brand.

That is particularly important for independent fashion companies.

Large established labels can rely on decades of recognition.

Emerging brands have to create recognition themselves.

A distinctive product can accelerate that process because the product becomes part of the marketing.

The Monarch was created with enough visual presence to perform that role.

Why The Name “Monarch” Matters

Names have become an important part of the Vybrational Kreators universe.

The company does not simply assign numbers to its collections.

Its products and concepts are frequently built around ideas.

Chaos.

Ascension.

Energy.

Mentality.

Reign.

Luxe.

Now, Monarch.

The word Monarch naturally communicates authority, leadership and presence.

Those themes fit within the broader identity Vybrational Kreators has been developing around creativity, individuality and confidence.

That gives the handbag an identity beyond its physical construction.

Consumers are not simply being introduced to a black and white structured handbag.

They are being introduced to The Monarch.

That distinction is important.

Products become easier to remember when they have identities of their own.

Building Trust Through the Product Experience

Recognition can introduce a customer to a company.

Trust determines whether that customer returns.

That distinction will be critical as Vybrational Kreators expands.

Consumers discovering an independent brand for the first time want more than an interesting advertisement. They want to know what they are buying, what the product is made from, what it looks like, how it functions and whether the company behind it provides a professional shopping experience.

The Monarch's product presentation emphasizes those details.

Its material, dimensions, hardware, structure and organizational features give consumers information they can use when deciding whether the handbag fits their needs.

That transparency becomes increasingly important as VK reaches customers who may have never encountered the company before.

A memorable design can earn attention.

A dependable experience has to earn the next purchase.

The Monarch and the Future of Vybrational Kreators

The Monarch could ultimately become important to Vybrational Kreators for another reason.

It demonstrates that the company's identity is transferable.

VK does not have to remain confined to hoodies, T shirts or traditional streetwear.

Its creative language can move into handbags.

It can move into footwear.

It can move into accessories.

It can move into elevated fashion.

That gives Vybrational Kreators significantly more room to grow.

The future of the company can include multiple collections serving different customers while remaining connected through the central Kreator identity.

Kreator Luxe is helping establish that possibility.

The Monarch is helping make it visible.

A Potential Signature Piece for VK

Whether a product ultimately becomes iconic cannot be declared by the company that creates it.

Consumers decide.

Recognition has to develop.

Customers have to carry it.

People have to talk about it.

The product has to become increasingly associated with the name printed behind it.

But every signature fashion product begins somewhere.

For Vybrational Kreators, The Monarch represents an opportunity to build that kind of association.

It has a name.

It has a distinctive visual identity.

It expands the company's product universe.

And it represents a more elevated direction for the VK brand.

The next step is putting it in front of more people.

Because when someone encounters The Monarch for the first time, Vybrational Kreators does not simply want them to remember the bag.

It wants them to remember who made it.

About Vybrational Kreators

Vybrational Kreators is an independent fashion and lifestyle company founded by Elijah McNear and built around creativity, individuality, confidence and self expression. The company develops apparel, streetwear, footwear, handbags, accessories and original fashion concepts through a growing portfolio of collections. Through Kreator Luxe and products including The Monarch, Vybrational Kreators is expanding its presence within contemporary fashion while developing a recognizable identity across multiple product categories. The company's broader mission is to encourage consumers to express their individuality through fashion and the Kreator mindset.

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VYBRATIONAL KREATORS Introduces The Monarch, a Statement Handbag Defining the Brand’s Next Luxury Chapter

THE MONARCH - VYBRATIONAL KREATORS

Vybrational Kreators expands its Kreator Luxe collection with The Monarch, a structured statement handbag combining distinctive design, everyday functionality, and the independent fashion brand’s growing luxury vision.

WOODBRIDGE, Virginia - September 14, 2026 - Vybrational Kreators is entering a new chapter of its evolution with The Monarch, a signature handbag from the brand’s Kreator Luxe collection designed to bring together contemporary luxury, functionality, and the distinctive identity that has become central to the VK name.

The arrival of The Monarch represents more than the introduction of another accessory.

For Vybrational Kreators, it represents the continued expansion of a company that has been steadily developing from its streetwear foundation into a broader fashion and lifestyle brand.

With a structured trapezoidal silhouette, signature black and white pattern, top handles, gold tone hardware, and a spacious organizational interior, The Monarch was created to function as a statement piece without sacrificing everyday usability. The handbag is currently offered at $295 through Vybrational Kreators.

Its introduction also signals something larger about the company behind it.

Vybrational Kreators is building for longevity.

Meet The Monarch

The name is intentional.

The Monarch communicates leadership, presence, confidence, and distinction, themes that align closely with the broader philosophy behind Vybrational Kreators.

The handbag is designed for women who want an accessory capable of moving between different environments without losing its identity.

Business meeting.

Travel.

Dinner.

Weekend outing.

Everyday life.

Rather than designing a bag that exists only for special occasions, Vybrational Kreators developed The Monarch around the intersection of presentation and practicality.

The handbag measures approximately 14.96 inches wide, 9.45 inches high, and 8.27 inches deep. Its exterior uses pebbled PU leather, while the structured top handle design is complemented by gold tone hardware and the Kreator Luxe signature pattern. Inside, multiple compartments provide organization for everyday essentials.

Those details reflect a broader principle behind the Kreator Luxe direction.

Luxury should be experienced, not merely observed.

A Handbag Designed to Be Recognized

One of the defining elements of The Monarch is its visual identity.

Vybrational Kreators could have introduced another understated handbag with minimal branding and a familiar silhouette.

Instead, The Monarch embraces recognition.

Its black and white pattern creates visual movement across the structured body of the bag, while the darker handles and metallic hardware provide contrast.

The objective is not to disappear into an outfit.

The Monarch is designed to become part of the outfit.

That distinction matters as Vybrational Kreators continues developing a recognizable design language across its growing catalog.

In fashion, trust is built over time. Consumers have to become familiar with a company's products, understand its aesthetic, experience consistency across collections, and eventually know what to expect when they encounter the brand again.

Vybrational Kreators is working to establish that relationship.

The Monarch gives the company another identifiable product around which that relationship can develop.

Kreator Luxe Marks a New Era for Vybrational Kreators

Vybrational Kreators has already established a broad product universe spanning apparel, footwear and accessories.

The company’s current accessories catalog includes handbags, crossbody bags, totes, backpacks, duffle bags, wallets, headwear and lifestyle accessories.

Kreator Luxe allows the company to push that universe in a more elevated direction.

The significance of The Monarch is therefore not limited to handbag sales.

It demonstrates what Vybrational Kreators can become.

VK can produce expressive streetwear while developing structured fashion accessories.

It can create graphic apparel while exploring contemporary luxury.

It can speak to younger streetwear consumers without limiting the company to one aesthetic or one demographic.

That flexibility is becoming increasingly important to the long term identity of Vybrational Kreators.

The company is not abandoning where it started.

It is expanding what the name can represent.

From Streetwear to a Complete Fashion Lifestyle

The Monarch arrives as Vybrational Kreators continues broadening the scope of its business.

The company's online store now extends across men's, women's and children's fashion, footwear, bags, headwear and lifestyle accessories. The brand also describes its broader direction as combining luxury fashion with streetwear and wearable self expression.

That progression matters.

There is a difference between selling products and building a fashion house with a recognizable world around it.

The latter requires continuity.

A consumer who discovers Vybrational Kreators through a hoodie should eventually be able to encounter its footwear or handbags and still recognize elements of the same creative philosophy.

The Monarch helps establish that bridge.

It takes the confidence and individuality associated with the broader Kreator identity and translates those ideas into a handbag.

Why Trust Matters as VK Grows

For independent fashion companies, consumer trust can be as valuable as attention.

Advertising can introduce a product.

Social media can create visibility.

A striking image can generate curiosity.

But sustainable growth requires customers to believe there is a legitimate company behind the product.

Vybrational Kreators is increasingly developing the infrastructure around that expectation.

Its official store presents products across multiple established categories, publishes information about product materials and features, provides shipping and return information, maintains secure checkout functionality, and is building editorial content around the company's collections and creative direction.

The Monarch is entering that larger ecosystem.

That is important because consumers discovering the handbag are not encountering an isolated product.

They are being introduced to a broader brand.

The Details Behind The Monarch

The Monarch has been developed with both presentation and everyday use in mind.

According to Vybrational Kreators, the handbag features premium pebbled PU leather, an exclusive Kreator Luxe signature pattern, a structured top handle silhouette, gold tone hardware, dual handles, and multiple interior compartments.

Its finish is designed to be lightweight, durable, and easier to maintain for regular use.

The nearly 15 inch width also gives The Monarch more presence and storage capacity than a small evening bag.

That makes its intended role clear.

This is not simply a decorative accessory.

It is designed to be carried.

The Woman Behind The Monarch

The creative positioning surrounding The Monarch also provides insight into the customer Vybrational Kreators is increasingly designing for.

She is confident.

She is building something.

She may be an executive, entrepreneur, professional, creator, traveler, student, or someone simply developing her own sense of style.

Her life does not exist in one environment.

Neither should her accessories.

A handbag might accompany her to work in the morning, sit beside her during a meeting in the afternoon, and remain part of her look that evening.

The Monarch was developed around that versatility.

That makes the product consistent with a larger shift occurring within Vybrational Kreators.

The company is designing not simply around individual garments but around the lives of the people wearing and carrying them.

Creating Conversation Through Design

The strongest statement accessories often accomplish something simple: they make people look twice.

That is the territory Vybrational Kreators wants The Monarch to occupy.

Its pattern is intentionally visible.

Its silhouette is structured.

Its name is assertive.

And its design provides VK with a product capable of being immediately differentiated from the apparel that first introduced many consumers to the company.

As more shoppers encounter Vybrational Kreators through its digital presence, advertising, social media, editorial content and expanding product catalog, pieces such as The Monarch can play an important role in defining what the brand looks like in the public imagination.

The objective is not simply for someone to ask, "What bag is that?"

The larger opportunity is for the answer "Vybrational Kreators" to become increasingly familiar.

Building Recognition One Product at a Time

Trusted fashion brands are not created by declarations.

They are created through repetition.

A strong product introduces the customer.

A positive experience brings the customer back.

Consistent design creates familiarity.

Continued innovation gives consumers a reason to keep paying attention.

Over time, those experiences create recognition.

Vybrational Kreators is working through that process as an independent company with ambitions extending well beyond its original product categories.

The Monarch represents an important step because it demonstrates that VK's design philosophy can translate into a different segment of fashion without losing the identity behind the company.

It is streetwear confidence translated into an elevated accessory.

It is the Kreator philosophy expressed through a handbag.

The Monarch Represents What Comes Next

Vybrational Kreators has spent years building around ideas of creativity, confidence, energy, ambition and individuality.

The Monarch brings those concepts into a new category.

It also offers a clearer picture of the company's future.

Vybrational Kreators is no longer developing only individual pieces of apparel. The company is assembling a broader fashion ecosystem in which clothing, footwear, handbags and accessories can coexist under one recognizable identity.

That expansion will ultimately be measured by the same thing every fashion company must earn: consumer trust.

The Monarch gives Vybrational Kreators another opportunity to earn it.

Not by asking consumers to believe the brand is becoming something larger, but by continuing to create products that demonstrate where it intends to go.

For Vybrational Kreators, The Monarch is not simply another handbag. It is a statement about the next stage of the brand.

About Vybrational Kreators

Vybrational Kreators is an independent fashion and lifestyle company founded by Elijah McNear and built around creativity, individuality, confidence and self expression. The company develops apparel, streetwear, footwear, handbags, accessories and lifestyle products through a growing portfolio of original collections and concepts. Vybrational Kreators continues to expand its fashion offerings through collections including Kreator Luxe while developing a consistent customer experience across its digital storefront and brand platforms. The company's mission centers on encouraging consumers to express their individuality through fashion and to “Wear Your Energy.”

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A Spanish diabetic puts AI to work reading his own glucose: "Your instruction manual is in there"

GlucoBeat, a glucose diary in Spanish and English built by a CTO who lives with diabetes, measures the effect of every meal, walk, dose and night's sleep on glucose, and sets artificial intelligence loose on the sensor's full history to find patterns. Free to start, with data hosted in the European Union and no affiliation with Abbott.

Madrid - 14 September, 2026 - Anyone living with diabetes and wearing a continuous glucose sensor has a problem that did not exist ten years ago: too much data and too little interpretation. Sensors such as FreeStyle Libre deliver one value after another, day and night, but the question that really matters, why did it go up?, is not in any of them. That is the gap GlucoBeat sets out to fill: a glucose diary in Spanish and English that combines two ideas: measuring the effect of everything you do on your glucose, and putting artificial intelligence to work reading your entire history to find what repeats.

The user logs what they do (a meal, a walk, a dose of insulin, a pill, hours of sleep) and the app takes care of the rest: it follows the glucose curve over the following hours and returns the effect in numbers. How much it rose, how fast, when it came back to the starting point and whether it left the target range. And once enough history has built up, the AI takes the next step: what agrees with you, what doesn't, and what would happen if you ate this now.

A sensor that says how much, but not why

Continuous glucose monitoring changed the lives of millions of people with diabetes: no more finger pricks every few hours, and the ability to glance at a phone and know. But that convenience brought a silent side effect: understanding glucose is still the patient's job, usually with no tool other than memory. The curve rises after eating, and knowing how much it rose does not tell you whether it was the pasta, the bread, that morning's stress or the late dinner the night before.

From a patient's frustration to a CTO's method

Behind GlucoBeat there is no funding round and no product committee: there is a technology entrepreneur with many miles on the clock and several exits, Diego Manuel Béjar. He currently works as an external CTO ("CTO as a Service", in industry jargon) for several startups, helping them design and build their products. And he has diabetes.

That dual condition explains the project better than any corporate deck. Someone who has spent years watching other people's projects being born in an incubator knows how to recognise a problem worth turning into a product; someone living with diabetes has it in front of them several times a day. For months, Béjar wrestled with the basics: he wanted to zoom in on a spike in the sensor app's chart to see it up close, jump to a specific day three weeks ago without stepping through one day at a time, write in his own words what he had for dinner without weighing anything or counting carbs, and see it in its place on the chart. Above all, he wanted to understand the effect of what he was doing.

"My job is turning problems into solutions," he explains. "One day I asked myself the obvious question: if a startup asked me for this, how would I solve it? And I started building it."

What happens to your glucose after everything you do

The heart of the app is a calculation that repeats with every event logged. GlucoBeat takes the glucose level of the previous half hour as a baseline and follows the curve over the hours that follow: three hours for a meal, four for exercise or insulin, eight for sleep. It records how far glucose rose or fell, how many minutes it took to get there, how long it took to return to the starting level and whether at any point it left the target range. When two things that move glucose overlap, such as a meal and the walk afterwards, the app flags it rather than attributing the effect to whichever came first.

None of that replaces the basics: GlucoBeat also tells you how much glucose you have. Readings come in by importing the full FreeStyle Libre history from LibreView, by connecting LibreLinkUp so they arrive on their own every few minutes, or by hand, from any other meter. The current value is shown on the dashboard, in the day view and even on the watch. The difference is what comes after that number: the how much gets a why.

So the app shows the latest meals and what they did to the person who ate them: what was eaten, how much glucose rose and what the curve looked like over the following three hours. The statistics gather what gets looked at in the endocrinology clinic (time in range, variability, estimated glycated haemoglobin, hypoglycaemia and the profile of a typical day), plus the average impact of each type of event and each food, compared with the previous period. The app adapts to each profile: type 1 diabetes, type 2, other types, or simple tracking without diabetes.

"Your instruction manual is in there"

The project's second engine is not diabetes: it is the trade. Béjar works with artificial intelligence every day, it is a large part of what he does for the companies he advises, and the question posed itself. "If I use it to get value out of other people's data, how could I not use it on my own?"

The reasoning that follows underpins the most ambitious part of GlucoBeat. A glucose history is not a handful of pretty charts. It is months of readings taken practically minute by minute (a sensor that records a value every minute exceeds half a million glucose readings a year), cross referenced with everything its owner has eaten, walked, slept and injected. It is the most detailed record in existence of how a body with diabetes responds to daily life. And it almost always goes to waste: no human eye can read through all of it, let alone find what repeats.

"Your history is not a pretty chart: it's months of minute-by-minute readings crossed with everything you've eaten, walked, slept and injected. Your instruction manual is in there, and no human eye can read it all. AI can," says Diego Manuel Béjar.

What artificial intelligence finds in your glucose

That is where the AI analysis comes from. The user picks a period (the last week, a month or a quarter) and the AI goes through all their glucose readings and everything they have logged to tell them what repeats. It does not return averages but concrete findings, each with its figure and the number of times it has happened.

It looks, for instance, at which meals raise glucose the most and which barely move it; how exercise affects it, comparing only sessions of the same type and intensity (because a walk and a weights session can move glucose in opposite directions) and also looking at the following night and whether lows appear in the next 24 hours; at what times of day it tends to drop and what usually happens beforehand; whether there are dawn rises, differences between weekdays and weekends, or changes after a bad night's sleep. On the app's website, a sample analysis concludes that "your dinners raise you quite a bit more than your lunches", with findings such as a pizza at night that raises glucose by an average of 92 mg/dL across four dinners, or a walk after lunch that leaves the peak 35 mg/dL lower.

Each analysis ends with something designed for the clinic: specific questions the patient can take to their doctor or diabetes educator. And it says so when the data is not enough to draw conclusions, for example when there are days in the period with no entries, rather than inventing patterns. The AI always speaks of correlations in that person's data, never of causes, and adapts its language: it does not speak the same way to someone with type 1 diabetes as to someone with type 2 not on insulin, or to someone who simply wants to understand their metabolism.

"Can I eat this?": AI before the first bite

The same logic, in pocket format, gives its name to the app's most direct feature. The user types what they are thinking of eating (the more detail the better: quantities, sides, drink) and the AI tells them whether it suits them, at this time of day and with the glucose they have right now.

To answer, it starts from their current glucose and trend, takes into account what they have eaten or the exercise they have done in the last few hours and the time of day (the same meal does not land the same way at noon as at night) and, above all, searches their history for similar meals and how they went. With all that it returns the predicted glucose peak, how long it would take to get there and the estimated carbohydrates in the dish, plus practical ideas to make the rise smaller: a flat plate instead of a bowl, starting with a salad, saving the fruit for a snack or going for a walk afterwards, if their own data says that works for them.

In the website's example, someone about to eat a bowl of macaroni with tomato and cheese and an apple, at 132 mg/dL and rising, gets a predicted peak of 205 mg/dL after an hour, around 95 grams of carbohydrates and a warning that the dish would take them above their range for a good while. The answer explains what it was based on, how confident it is and what would be worth detailing next time. What it never does is say "you can't eat this": it describes what will probably happen and leaves the decision in the hands of the person asking.

Designed for everyday life with diabetes

GlucoBeat's most recent features target the hardest part of any diary: not giving up on logging. The app works offline for what matters: in a restaurant with no signal you can log the meal, which is saved on the phone and uploaded on its own as soon as the network is back.

It also includes medication reminders, daily, weekly, fortnightly or monthly, at the time the user chooses; tapping the notification opens the app with the entry already prepared, and all that is left is to save it. And a daily check-in: a notification at the chosen time which, if nothing has been logged that day, reminds you, and if something has, invites you to look at the effect it had. No notification carries glucose data, because they are read on the lock screen.

All of this in an app that runs from the browser, with no downloads, and is added to the phone's home screen like any other app. It has a button for logging always at hand, with the time already filled in.

Tools for doctors to follow their patients

GlucoBeat also addresses healthcare professionals, with a simple proposition: see the patient's real diary between appointments, not what they remember on the day of the visit. The doctor creates a free companion account, which asks for no data of their own, and it is the patient who shares their diary from the settings and decides for how long: a week, a month, three months, a year or open-ended.

From then on, the professional has each patient in their following list and can look at their full day, with the sensor curve and what was logged on top of it, their time in range and statistics, the measured effect of every meal, every walk and every dose, and their medication with the exact time. If the patient's sensor is connected, readings arrive in real time. The doctor can also keep their own notes on each patient, visible only to them.

The approach looks after the patient: access is read-only, the doctor cannot change anything in the diary, the patient withdraws it whenever they want, and every look at their data is logged and visible to the patient, with date and time. The professional account is free and has no patient limit.

The same system serves families and caregivers, for example parents of children with diabetes. The app explains the whole process on a dedicated page for doctors.

AI, with the brakes on

The enthusiasm for artificial intelligence comes with a counterweight, and it is the most unusual part of the project. The AI only receives an anonymous summary of the data (no name, no email and no real dates) and only when the user asks, under a specific consent that can be withdrawn at any time. Each analysis stores, where the user can see it, exactly what was sent.

The rules are written so they cannot be crossed: the AI never recommends or calculates insulin or medication doses, never suggests changing a treatment and never diagnoses. Nor does it comment on anyone's weight or body. And what it returns still goes through a second filter: any sentence that mentions an amount of insulin or proposes adjusting a treatment is removed before it reaches the user, with a notice that this has been done. Results are labelled as AI-generated, in line with the European AI Act, and come with a medical disclaimer.

Glucose data treated as health data

Data is stored encrypted on servers in the European Union, in accordance with the GDPR, and users sign in without a password, with a code sent by email. Consents are separate for each use (health, artificial intelligence, syncing and sharing) and can be withdrawn at any time. Users can download all their data in one click and permanently delete their account with email confirmation, without writing to anyone or waiting.

Free to start, paid if you want more AI

The diary, the charts, the statistics, history import, sensor syncing and sharing are free forever with no card required, and include a first taste of the AI: three analyses and five "Can I eat this?" queries.

Since AI is what costs money, AI is what separates the paid plans. Premium, at 5.95 euros a month or 59 a year, offers eight analyses and twenty queries a month, designed for someone who runs one analysis a week. Premium+, at 9.95 euros a month or 99 a year, goes up to twenty analyses and fifty queries a month for those who use the AI daily. Both can be cancelled at any time, with no lock-in, and, in the app's own words, those who pay help keep GlucoBeat free for those who cannot afford it.

What it is not

It is worth saying as clearly as the app itself does: GlucoBeat is not a medical device. It does not diagnose, does not calculate doses, does not replace any professional and does not make decisions for anyone. It is a diary that records, visualises and shows correlations in its owner's glucose. Nor is it affiliated with Abbott, the manufacturer of FreeStyle Libre.

Its stated ambition is more modest and, probably, more useful than that of apps promising to control diabetes: that those who live with it understand their glucose, keep it more balanced and arrive at their appointment with the information in order.

This is only the beginning

GlucoBeat is available in Spanish and English and works the same on the phone, on the computer and on the watch. Its creator describes it as a living project, growing with whatever he himself finds missing each day.

"GlucoBeat will keep growing with what we learn along the way," he says. "Every improvement comes from the same question I asked myself: what do I need to understand myself a little better? If you live with diabetes, or care for someone who does, you are welcome. This app is yours too."

About GlucoBeat

GlucoBeat is an AI-powered glucose diary, in Spanish and English, for people with type 1, type 2 or other types of diabetes and for anyone who wants to understand their metabolism. It links sensor or meter readings with meals, exercise, insulin, medication and sleep, measures the effect of each on glucose, and analyses the history with AI to find patterns and predict how a meal will land. It lets doctors, family members and caregivers follow the patient's diary with read-only access. It is an independent project developed in Spain, with data hosted in the European Union. It is not a medical device: it does not diagnose or recommend doses.

Press contact

Diego Manuel Béjar, founder of GlucoBeat

Email: glucobeat@wandary.com

Screenshots of the app and logo available on request.

Media Contact
Company Name: GlucoBeat
Contact Person: Diego Manuel Béjar
Email:Send Email
Country: Spain
Website: https://www.glucobeat.com