Manchester, UK - October 28, 2025 - Across the UK, more drivers are starting to question the fairness of their old vehicle finance agreements. For many, Reclaim247 is where that journey begins. Known for making the process simple, transparent and accessible, Reclaim247 is now being recognised as one of the best PCP claims companies in the country.
The company has already supported over 500,000 drivers in checking their eligibility for compensation related to car finance claims, giving people the chance to revisit deals they may have signed years ago.
“A lot of people come to us unsure if they even have a claim,” said Andrew Franks, Co-Founder of Reclaim247. “They remember feeling rushed or unsure during the finance process. We’re here to help them find out the truth, even if they don’t have documents or lender details anymore.”
A Growing Wave of PCP Claims
One area that’s seen a major rise in interest is PCP claims. These relate to Personal Contract Purchase agreements where key information may have been left out, such as how the interest rate was calculated, what the balloon payment would be, or whether a broker was earning extra commission without explaining it to the customer.
In light of the FCA’s proposed compensation scheme, three key types of mis-selling have now been identified:
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Discretionary Commission Arrangements (DCAs) – where a broker could increase your interest rate to earn more commission.
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Unfairly High Commission – where commission was excessive compared to the size of the loan.
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Contractually Tied Arrangements – where a broker appeared to compare lenders but was actually tied to just one provider.
If any of these red flags apply to your agreement, you may be eligible for a PCP claim.
Making Car Finance Claims Simple
Reclaim247’s platform is designed for everyday people. You do not need to dig out paperwork or remember who financed your car. The free check takes under 60 seconds and only requires a name, address and date of birth.
From there, the team investigates whether a car finance claim is possible based on key indicators of mis-sold car finance, such as:
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Interest rates that were not properly explained
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Broker commissions that were never disclosed
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Final payments or fees that came as a surprise
Dedicated Legal Support for Every Customer
If a customer is eligible to move forward, they are matched with a regulated legal partner who also serves as their personal case handler. This ensures that the person managing the claim understands the legal landscape as well as the personal context of the customer’s experience.
Through Reclaim247’s secure online portal, users can:
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Track the status of their claim in real time
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Upload documents safely
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Message their case handler directly
“We built the process to feel human and supportive,” added Franks. “Nobody should have to navigate this alone or feel unsure of what’s happening next.”
No Win, No Fee. No Risk to Start.
There is no cost to begin a check. Reclaim247 operates on a no win, no fee basis, meaning a success fee is only applied if compensation is recovered.
This enables people to explore their car finance claims with confidence and with no pressure.
Time to Take a Second Look
If you financed a car between 6 April 2007 and 1 November 2024 and something about the deal never felt quite right, now is the time to check. Reclaim247 has already helped over 500,000 drivers and continues to lead the way in uncovering mis-sold car finance.
Whether it was a traditional finance deal or a PCP claim, the first step is simple.
Start your free check today at www.Reclaim247.co.uk.
About Reclaim247
Reclaim247 is a multi-award-nominated UK claims management company specialising in car finance claims. The firm provides legally supported, fully managed services designed for real people – no paperwork, no stress. With a commitment to fairness and transparency, Reclaim247 has helped over 500,000 drivers take the first step toward compensation for mis-sold car finance.
Media Contact
Company Name: Reclaim247
Contact Person: Andrew Franks
Email:Send Email
Country: United Kingdom
Website: https://www.reclaim247.co.uk/